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Some jobs are inherently more dangerous than others; a warehouse forklift operator or high-rise construction steel worker is more likely to sustain injury on the job than someone who works in an office. Regardless of the type of work you do or where you work, accidents happen. It’s good to know that all workers in Union, Somerset and Essex counties and throughout New Jersey are entitled to file for Workers’ Compensation benefits if they get hurt at work.
If you or someone you love is having trouble getting an employer to accept a Workers’ Comp occupational claim, or is fighting with the insurance carrier over medical treatment coverage, contact the experienced Workers’ Comp lawyers at Bramnick, Rodriguez, Grabas, Arnold & Mangan, LLC. We represent workers in Union, Elizabeth, Newark and throughout Northern NJ when they are fighting to obtain medical treatment following a workplace accident.
In most cases, you cannot sue your employer for a workplace injury. However, in return for that indemnity, all NJ businesses are required to provide employees with Workers’ Comp insurance. When you file for Workers’ Compensation benefits, often referred to as temporary disability, your medical treatment will be covered and provided by your employer’s insurance carrier’s chosen Workers’ Comp doctors.
The New Jersey Department of Labor is clear: any employee hurt at work will be provided with all reasonable medical treatment for their injuries. All medically-necessary services will be provided to the injured employee under the employers’ mandated Workers’ Compensation insurance policy. Treatments include, but are not limited to, emergency room care, doctors’ visits, surgeries, hospital stays, x-rays and other imaging studies, all bloodwork, rehab and, in some cases, even transportation to and from medical appointments.
That being said, it’s important to know that not all Workers’ Compensation insurance coverage is created equal. Insurance carriers vary in their willingness to go above and beyond when it comes to providing medical treatment. Because the insurance carrier gets to choose the doctors and facilities you must use, you may question whether the services are of real quality . Also “Workers’ Comp docs” that are chosen by insurance companies often have an agreement with insurance companies to focus on providing treatment that gets you back to work ASAP. Therefore, these doctors may or may not be making decisions based on what’s really good for you verses what the insurance company will allow them to do and get paid for.
If you are fighting for the medical treatment you believe you need and deserve, including second opinions, additional or continued treatment or anything else related to your injuries that the insurance company is not willing to approve, contact Bramnick, Rodriguez, Grabas, Arnold & Mangan, LLC for sound legal advice and assistance. We aren’t afraid to take on insurance companies. We will work hard for you and your family. If your injuries are so severe that you are entitled to permanent disability, we will fight for your right to it.
In the normal course of living, accidents happen. When they do, you go to the hospital or the doctor’s office and pay for the medical treatment you feel you need and want. You get to choose your doctor. You get to decide whether or not you want to get a second opinion or have surgery. And, you get to choose the facilities for all your treatment.
That’s not how it works under the Workers’ Compensation system. All of those choices are out of your hands: the Workers’ Comp insurance carrier makes those decisions when a claim is filed. Worse yet, the insurance carrier’s doctor decides when you are healthy enough to go back to the job – not you. Similarly, if you feel you need additional medical treatment but the Workers’ Comp doctor says it’s unnecessary, the insurance carrier will most likely deny your claim. Make no mistake about it: the insurance company’s doctor is focused on getting you back to work as soon as possible – not necessarily getting you 100% better.
At Bramnick, Rodriguez, Grabas, Arnold & Mangan, LLC, we won’t allow that. We will make sure you get all the medical treatment you need and deserve before you are sent back to work. We will fight for your right to maximum medical benefits when you’ve been hurt on a jobsite.
Anyone who was hurt in a workplace accident is entitled to medical treatment under the Workers’ Compensation system. If your employer is refusing to accept your claim, or the insurance company is not fulfilling its responsibility to provide reasonable and necessary medical treatment, we can help.
We have successfully represented countless workers in Scotch Plains, Westfield, Bridgewater, Somerville, Bloomfield, Montclair and throughout Essex, Bergen and Union counties in New Jersey. We will help you obtain the medical treatment they are entitled to and need. Contact us today for assistance with your Workers’ Compensation claim.