If you are suddenly injured on someone else’s property your first thought may not be “who is responsible for this,” but instead your own safety and well-being. However, it might not be that much longer after the unfortunate event has occurred that you start to ask yourself just who should be held liable for any injury or damages that have been suffered? It may seem clear that the owner of the property is the one to blame in most situations, but when it comes to legal recourse there is more to this situation than most people realize.
Renters vs. Owners: How the Differences Can Affect You
Property or “premises” owners can be liable for the repercussions if any accidents occur, but you also need to be aware that the liability for those who can be deemed at fault are not only limited to the owner or owners. An example of this would be if you were eating in a restaurant that was renting the building instead of owning it and you were hurt by some of their equipment. The owner of the building would not be liable as they would not be responsible for the materials that the restaurant was using for their business.
Similarly, this is also the case if you were in an apartment that is being rented by someone who does not own the building. If something happens in the main entrance of the building or any common areas shared by all of the tenants, that would clearly make the owner liable for any injuries or damages that happen. However, if you are in a renter’s apartment and encounter a problem within their walls the renter would be liable for any dangerous setups that have led to your injury.
It seems obvious to some that the landlord’s insurance would be able to cover the property owners, but depending on the circumstances this does not always have to be the case. If it was a hazardous condition in the restaurant due to their equipment or an accident by someone on their staff the landlord’s insurance would not be able to cover this as this insurance would only cover the landlord, not the renter who is at fault for the incident. This is why a renter of any type should be covered by and purchase their own renter’s insurance policy to guard themselves against an outcome like this.
When More Than One Person Could Be Held Liable
It is also beneficial to know that there are many times where more than one person or entity can be liable for an injury that occurs on a property. An example of this would be if a child was playing on a swing on a playground and was injured using that equipment. The owner of the playground could be liable for not inspecting the safety of the swing, but in addition, the company who made the swing could be liable as well if they did not place the proper warnings on the equipment or if the swing was not designed correctly. Not only that, there are different rules and laws for actions that happen on privately owned property and government property which makes figuring out exactly who and how many people are liable for an accident even more confusing.
Contact New Jersey Premises Liability Attorneys
This is why if you or a loved one have been injured on someone else’s property you need a knowledgeable attorney from Bramnick Law to get you the compensation you deserve. Contact Bramnick Law at 877-423-4878 to schedule your initial case evaluation today.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney/client relationship. If you are seeking legal advice, please contact our law firm directly.