New Jersey Social Security Disability Lawyer
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Dealing with a disability affecting an individual’s ability to work can be trying and frustrating on a family, especially in today’s economic climate. However, Social Security Disability Insurance, commonly referred to as SSD or SSDI, can help alleviate the financial strains on a family caused by a disability that prevents one from working. The process for securing SSD can often be complicated and confusing, but you do not have to face it alone. An experienced attorney can assist you in navigating the application and appeal process and help your family achieve a level of economic assistance during a difficult time.
SSD is a program created by the Federal Government as an income supplement to those who are unable to work as a result of a physical or mental disability. This program is funded through payroll taxes and managed by the Social Security Administration. SSD can be granted on a temporary or permanent basis depending on whether your disability is temporary or permanent. Unlike Social Security Insurance, SDD is available regardless of your level of income. SSD benefits can be paid to you or to certain members of your family provided that you have worked long enough and paid Social Security taxes.
In order to be eligible for SSD benefits, an applicant must meet the Social Security Administration’s standard for disability and have been employed for an adequate period of time. To determine whether an applicant is disabled the Social Security Administration will collect medical and other relevant information to decide whether an applicant meets Social Security’s definition of disabled. The relevant factors in this determination include whether:
During the application process the Social Security Administration will also determine whether an applicant has worked for a long enough period of time to be eligible for SSD benefits. To make this determination the Social Security Administration uses a credit system based on the amount of wages earned each year. The amount varies year to year, but generally an applicant must have a total of 40 credits, 20 of which have been earning in the last 10 years ending in the year the disability occurred. However, younger workers affected by a disability can be eligible for SSD with fewer credits.
At Bramnick, Rodriguez, Grabas, Arnold & Mangan, LLC, our attorneys are experienced in assisting clients throughout the state of New Jersey in all phases of the SSD application and appeals process. Knowledgeable legal assistance can make the difference for families struggling as the result of a disability. If you or a loved one has been affected by a disability preventing them from working, contact the attorneys at Bramnick, Rodriguez, Grabas, Arnold & Mangan, LLC to learn more about your options with regard to Social Security Disability Insurance.